TymeBank Integration — OpenData · OpenFinance · Protocol Analysis

Fast, compliant API implementations for consumer.cbsa.smartapp (TymeBank). Deliverables: runnable source, OpenAPI, auth flows, test plans.

Starting at $300
OpenBanking · OpenFinance · App Protocol Analysis

Connect TymeBank capabilities into your systems — securely and quickly

We analyze the mobile app protocol, design compliant OpenAPI endpoints, and deliver runnable integrations for account overview, transactions, payments and insights — built for production use and audit-ready.

Account & Balance Sync — continuous or on-demand sync for balances and multi-account overview (supporting fractional currencies and FX positions).
Transaction & Statement API — 18+ months history extraction, category mapping, CSV / Excel export, pagination and delta sync for efficient reconciliation.
Payments & Transfers — initiate payments, schedule transfers, PayNow/Local rails integration, and fingerprint/biometric confirmation simulation for automated flows.
Security & Consent — OAuth2 / PKCE, token refresh automation, secure storage guidance and POPIA / PCI-DSS compliance checklist for South Africa and global deployments.
Get started See deliverables

What we deliver

Standard Package

  • Protocol analysis report (auth, endpoints, data models)
  • OpenAPI v3 (Swagger) specification
  • Runnable SDK / sample server (Node.js or Python)
  • Automated tests & Postman collection
  • Integration & compliance checklist (POPIA / PCI / KYC notes)

Sample API (pseudo)

POST /v1/tyme/oauth/token
Content-Type: application/x-www-form-urlencoded

grant_type=authorization_code&code=&client_id=&code_verifier=

GET /v1/tyme/accounts
Authorization: Bearer <ACCESS_TOKEN>

GET /v1/tyme/transactions?account_id=123&from=2024-01-01&to=2025-01-01&page=1
Authorization: Bearer <ACCESS_TOKEN>

POST /v1/tyme/payments
Authorization: Bearer <ACCESS_TOKEN>
{
  "from_account":"123",
  "to_account":"IBAN...",
  "amount":250.00,
  "currency":"ZAR",
  "description":"Invoice 123"
}

Success Scenarios

Account aggregation, statement reconciliation, scheduled payouts, PayNow / instant transfers and in-app balance peek for users. We support delta sync for large transaction histories to save bandwidth.

Integration Instructions (for engineering)

  1. Provide target scope: e.g., accounts, transactions, payments, statements.
  2. Share test credentials or confirm consent model (user OAuth vs service-to-service).
  3. We run app protocol analysis (traffic / auth flow) in 2–4 business days.
  4. We deliver API spec, sample server & SDK. You run tests in staging and provide feedback.
  5. Finalize security review, sign-off and handover with deployment scripts.

Security & Compliance

All work is performed on customer-provided test accounts or publicly-available APIs. We produce a compliance checklist covering POPIA (South Africa), PCI-DSS considerations for card data, and general data minimisation & audit logging recommendations. We do not perform unauthorised access; all integrations follow consented flows.

About our studio

We are an international technical studio specializing in app interface analysis, OpenData / OpenFinance integration and production-ready API delivery. Our core team has hands-on fintech, mobile and cloud experience — we deliver code, docs and test artifacts that your engineering team can run immediately.

  • Deliverables: source code + OpenAPI + Postman + test plan
  • Platforms: Android / iOS app protocol analysis, server SDKs (Node/Python/Go)
  • Compliance-first: privacy, logs, audit-ready design

Contact & Next Steps

Ready to proceed? Click below to open our contact page with a short intake form. Provide the app packageId (consumer.cbsa.smartapp), target features and preferred delivery tech stack.

Contact Us / Start Project

Typical first response within 24 hours. NDA available on request.

Original App — consumer.cbsa.smartapp (TymeBank) — collapsed

App summary

TymeBank consumer app — simple, low-cost banking with features:

  • Buy with MoreTyme (3 interest-free installments)
  • SendMoney to any cellphone number
  • GoalSave accounts with high interest rates
  • Bill payments and simple onboarding — free accounts

This description is provided for technical integration context only. We analyse public/app-provided features to design compliant integrations and will request explicit test-consent before any data extraction.